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There was more and more evidence that Angelababy Yang Ying had been killed. In the new broadcast of her previously recorded variety show "I Heard It’s Delicious", all the shots of Angelababy Yang Ying were cut.

In addition, Tiffany officially announced the guests of the autumn event in November, but Angelababy Yang Ying did not appear as the spokesperson of the series. In addition, the cover of Jiaren, which was previously removed, and the absence of the special season of Running Man, it is obvious that Angelababy Yang Ying has been protected from lightning by hundreds of companies, and all parties are drawing a line with her.

Angelababy Yang Ying knows that her current situation is not important. What’s important is that she can’t let her fans know her current situation. Therefore, recently, her team has frequently contacted big fans to appease fans and release herself to the outside world.

At the same time, Angelababy Yang Ying took the initiative to forward the official media news, tried her best to show her kindness to the mainstream circle, and also wanted to leave her impression that Miao Hong was upright. It didn’t matter if outsiders believed it or not, fans believed it was enough, the purpose was to make fans think that she had reached a settlement with the official and would not be banned.

Obviously, she still wanted to use the power of public opinion to win back a city for herself. In fact, this approach was also very common. Those who had been banned and those who had already squatted in the dark room tried to use this trick, but it was obviously useless.

Angelababy Yang Ying, of course, in addition to appeasing fans, also wanted to test the information of the relevant departments above. After all, watching Crazy Horse shows is a little different from tax evasion and lawlessness. Those artists have been notified by the relevant departments on a white background, and the whole network has exploded, so they are not allowed to have the slightest chance of quibbling, but Angelababy Yang Ying is different, not only has she not been notified, but she can still jump through the Internet, but if she wants to appear in front of the camera in the future, it is probably impossible.

As long as more and more people believed in the news of her retirement, and the relevant departments did not come out to hammer her, then the public opinion could be considered completely controlled. After a period of time, the situation calmed down, and she was suspected that she could still go back to the entertainment to earn money.

In addition to manipulating public opinion, she suspected that she had also found a lot of connections. Seeing that the capital circles in the mainland were not good, she seemed to have started contacting the capital circle of the Hong Kong circle again, wanting to return to her hometown for development. However, the one-third mu of land in the Hong Kong circle obviously could not satisfy her appetite.

In recent years, everyone in the major capital circles could be said to be in danger, especially after one round of review, the situation in the entertainment industry had undergone tremendous changes compared to the previous few years, and there were so many people who survived by docking, so why take over Angelababy Yang Ying, a hot potato? Besides, the value that Angelababy Yang Ying can generate today is far less than that of her peak period.

Therefore, what Angelababy Yang Ying did now was just a death struggle. The reason was very simple.

Have the fans who are still helping Angelababy Yang Ying whitewash her have ever thought that you are the reason why the official must ban her. After all, you brainless fans have proved with practical actions that in order to chase stars, the fan group has already caught up with the basic three views and the bottom line.

Discussion: Do you think Angelababy Yang Ying has been softly banned?

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　Fan Bingbing, Li Xiaoran thriller makeup scared Liu Yunlong

　Fan Bingbing: Li Xiaoran is gentle and buddy, Yao Chen is not strange and cute

　　　　　　　 Movie Network News(Photo/Cui Hao, Text/Xie Yawei) "Baoqiang is very tempting to tempt me by pretending to be a small open." On April 13, when Wang Baoqiang talked about his "small open" image at the media conference of the spy film "Dongfeng Rain" held in Beijing, Fan Bingbing blurted out that he had been tempted. As for his own image, Fan Bingbing was very cruel and "destroyed" his face into a twist, which made Liu Yunlong a little unable to bear it. For his directorial debut, Liu Yunlong claims to have no comparison with the film "The Voice of the Wind" on the same theme, and hopes to surpass the other party. In addition, creators such as Li Xiaoran, Zeng Jiang, Pu Bajia, and Yano Koji also shared many behind-the-scenes stories with the media. The film will be released nationwide on April 21.

Fan Bingbing

　
Zeng Jiang has no scruples about talking about his tertiary film history

Fan Bingbing "self-destruct face" to twist shape, Zeng Jiang self-exposed tertiary film history

　　　　　　　 Fan Bingbing’s disfigurement scene in the film has always been the focus of media attention. When it comes to this scene again, Fan Bingbing regrets that it was not destroyed enough. "I originally wanted the director to destroy it more severely, but the director was afraid that the audience and my friends would not be able to accept it, so the final effect was not very ugly." Although the disfigurement was designed by the screenwriter Liu Yunlong, he insisted that Fan Bingbing destroyed his appearance by himself, "Because I am the director, there are too many things to do at the scene. At that time, someone told me that Bingbing had done a good job of modeling, and I was shocked when I pushed the door and entered. Her whole face is twisted, like a twist, and there are blood stains. I didn’t expect her to do this to herself. Hurry up and let her change it. If the audience sees this face, they will have nightmares at night. "

　　　　　　　 In order to create a character, Fan Bingbing is willing to pretend to be ugly, while the old Hong Kong actor Zeng Jiang is bold to "sacrifice his hue" for the role. In the film, there is a confrontation between Zeng Jiang and Liu Yunlong in a public bathhouse. When someone asks if Zeng Jiang uses naked replacements, he says calmly, "I have a good naked body, and I don’t need a substitute, and this is not the first time I have’dedicated myself ‘. When I was young, I made a third-class film." Such bold words can only be said without hesitation by an "old Jianghu" like him.

Wang Baoqiang tries the image of "small open" for the first time

Wang Baoqiang pretended to be "Brother Pony" to tempt Fan Bingbing to laugh at himself for being too little

　　　　　　　 In the TV series "The Conspiracy" a few years ago, Liu Yunlong worked with Wang Baoqiang. However, this time, Wang Baoqiang in "Dongfeng Rain" has been completely "reborn", from a simple and honest silly boy to a "small open" in Greater Shanghai. Liu Yunlong said that this is all because of his "discerning eyes". "In" The Conspiracy ", Baoqiang is a big fool, and in" Dongfeng Rain ", he is’Little Brother Ma ‘. At the beginning, many creators had doubts, but I insisted on reshaping him. As a result, his shape really made everyone’s eyes shine."

　　　　　　　 For his first time playing the role of "Little Brother Ma" temperament, Wang Baoqiang still feels that "the aftertaste is endless", "This image is quite tempting to me, but it is not very enjoyable, there is no line, and he died after coming out for more than ten seconds." At this time, Fan Bingbing next to him immediately snatched the words, "It is very tempting to me. Baoqiang is very cute after wearing a suit, and the performance is also very brilliant." Wang Baoqiang’s new look can be recognized by the beautiful woman Fan Bingbing is not easy, but the "thrashing" time that makes Wang Baoqiang angry is too short, all because of Fan Bingbing, "I shot once in this spy movie, and Wang Baoqiang was killed by me."

Liu Yunlong embraces Fan Bingbing and Li Xiaoran

Liu Yunlong is unwilling to compare with "The Wind" Fan Bingbing praised it as "the first person in spy warfare"

　　　　　　　 Although Liu Yunlong’s directorial debut "East Wind Rain" received almost all bad reviews after the media premiere, Fan Bingbing was very complimentary of Liu Yunlong, "I think China’s espionage-themed films and television dramas originated because of Liu Yunlong. He is the vanguard of espionage dramas. It can be said that without Liu Yunlong, there would be no Chinese espionage dramas. This time he brought the espionage theme to the big screen, and the whole film also has his own style."

　　　　　　　 Both are espionage-themed films, which make people think of "The Wind", which achieved a win-win at the box office last year. However, Liu Yunlong is reluctant to compare his directorial debut with "The Wind". "First of all, these two films are not released at the same time, and there is no comparison in time. Secondly, the two stories are of different ages, and the tasks performed by the espionage personnel are also different. I haven’t seen" The Wind ", but I hope" Dongfeng Rain "can surpass" The Wind ". He said that no one is a prophet, and he doesn’t know what will happen tomorrow. Since he has done it, he will hope for a good result, and he can’t stop doing it because he is afraid of comparison. It seems that although many media reporters are not very satisfied with" Dongfeng Rain ", Liu Yunlong is still very confident in his work.

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　　Xinhua News Agency, Beijing, August 4Topic: Consumer consumption in high summer temperatures

　　Xinhua News Agency reporter

　　Many places across the country have experienced hot weather above 35 degrees Celsius one after another. In the scorching sun and sweltering heat, people have chosen to look for "coolness". As a result, residents’ living habits have begun to change, and consumer demand has also seen new trends. This summer, takeout has become popular, online shopping has flourished, and entertainment venues that are cool have exploded in popularity… Scenes of fiery scenes have hooked up the consumption patterns of residents under high temperatures.

　　Avoid the "hot sun" and we will consume

　　At the Huiju shopping mall in Beijing’s South Fifth Ring Road, after 8pm, the crowds are still busy, and some popular restaurants are hard to find. "The mall has sufficient air conditioning, entertainment services are relatively complete, customers are reluctant to cook at home, and traffic counting has increased significantly," said the person in charge of a fast food store.

　　At night, the front of the 1,200 snack stalls in Haikou’s 300-meter-long snack street, which has a variety of characteristics from all over the world, is full of people. "It’s too hot during the day, so I only come out at night to make up for my daytime life," said Huang Linlin, 22, who formed a long queue in front of a local time-honored "refreshing" stall.

　　On Shuixiangkou Street in Haikou, many snack bars open after 7pm and stay open until 1am or 2am, often "full" at midnight. The person in charge of the Haikou Night Market Association said that the traffic of night markets in July increased by about 15% month-on-month.

　　At a barbecue restaurant near Chengdu’s West Third Ring Road, reporters saw that the shop, which can accommodate nearly 100 people, was almost always full from the first table of customers arriving at 5:30 p.m. until nearly 10 p.m. The store’s signature dish, grilled pork belly, sells more than 1,000 skewers a day.

　　The owner, Deng Yong, said that the business of the barbecue restaurant is positively related to the temperature. Every year, the business starts to improve in April, increasing month by month, and reaching a peak in August.

　　In response to the active situation in the catering, entertainment, and cultural industries after nightfall, relevant departments in Beijing, Shanghai, Tianjin, and other places have successively introduced policies to encourage nighttime consumption, enrich the supply of nighttime catering, culture, art, and tourism products, and innovate management models.

　　At the same time that the night market in Neliang is booming, takeaway is also popular, especially "hot" cold dishes and ice products. According to the latest data provided by Meituan, Ele.me and other companies, the number of takeaway orders for cold dishes such as mixed dishes, salads, cold skin, cold noodles, popsicles and ice products has increased significantly week-on-week ratio.

　　Beijing Hema Fresh and other new retail companies have started chilling with the help of fast picking and the whole cold chain. "This year, the ice watermelon service was launched for the first time, and customers placed an order directly online and got chilled watermelons." According to the person in charge of Hema, each Hema store is equipped with an ice-cold area. In addition to watermelon, there are also various drinks and beers, which can quickly deliver these summer products to customers.

　　"This year, we mainly focus on small melons, generally between 1.5kg and 2.5kg, to meet the needs of a family of three to eat melons." Zhao Ning, the relevant person in charge of Hema Fruit in Beijing, said that the ice watermelon has nearly doubled since its listing.

　　Cooling and sunscreen "artifacts" are sought after

　　According to Chufu Big Data released by Suning.com, from July 14th to 22nd, the sales volume of sunscreen, sunscreen clothing, UVCUT, parasol, sunglasses and mask anti-sun six-piece sets increased by 421%, 329%, 109%, 223%, 313% and 162% year-on-year. Taobao data shows that from July 18th to 24th, the search volume for the keyword cooling artifact rose by 208%.

　　The reporter learned that in Beijing, Shanghai, Haikou and other places, the sales of household appliances are crowded, and merchants have launched various promotional activities such as trade-in. Sales of air conditioners and fans are very popular.

　　A salesperson at an electrical appliance store in Haikou told reporters that the most people buy movable air-conditioning fans. Mr. Tu, who purchased air conditioners on site, said: "I just bought two new air conditioners, but due to the large number of people buying air conditioners, the schedule of air-conditioning installers is very full, and the installation of air conditioners will take a few days."

　　In Guangzhou, a handheld fan that is easy to carry, USB chargeable, and has a small and cute design has swept the market. In offices, on the road, and on buses, some people can see it everywhere as a heat-relieving device.

　　Cuckoo is an internet brand owned by appliance company Midea, which focuses on developing products with an internet mindset. Cuckoo launched a portable handheld fan product at the end of April this year, which is a hit because of its careful design and powerful functions. "The weather is hot this year, and many users have strong demand for outdoor summer products, and the product has been well received by the market after launch," said Han Han, the brand’s product director.

　　Cultural tourism thermoelectric cinema becomes a new "summer resort"

　　Under the high temperature, "where to go for summer vacation" has become a big problem, and the cinema that provides air-conditioning has become a new generation of "summer resort". The birth of the domestic animation "Nezha’s Devil Child" has attracted groups of audiences to the cinema.

　　At a movie theater in Haikou, reporters saw that the chairs in the waiting area for the movie were full. Liu Ping, a citizen, said: "The movie theater has air conditioning and can watch a good show. I just want to sleep in the movie theater."

　　Liu Dong, general manager of Haikou Yixin Cinema, said that since the beginning of the summer vacation, from 2 noon to 8 pm is the "prime time" for watching movies. The box office has increased by about 30% compared with usual. The weather is relatively hot, and watching movies has become an important way to entertain during the summer vacation.

　　The emergence of new tourist attractions has also given summer tourists a new place to go. The online travel platform Qunar launched the "2019 Summer Beijing Tourism Heat List", which shows that as the fastest growing tourist attraction this year, the Expo ranked fourth in Beijing this summer, after the Forbidden City, the Badaling Great Wall, and the Yuanmingyuan. The average price of homestays in Yanqing area rose by 41% compared with 2018. The report also shows that since the beginning of this year, the number of tourist routes on the same day of Guijie, Olympic Sports Park, and Houhai as scenic spots has increased by 30% compared with previous years, and the number of people watching concerts, listening to cross talk, and watching exhibitions at night has increased significantly compared with the same period last year. (Written by reporter Ji Ning, participated in the writing of reporters Liu Bo, Xu Ru, Zhou Rui, Mao Xin)

Text | Retail Business Review　

Today, there is a news on the pulse. A user who was shown as "Alibaba employee" posted a post revealing the true face of Ali MMC business group.

The Ali community group purchase that consumers are waiting for is ruined! Blessed are the 6 million couples’ wives’ shops in China, which have always existed but received little attention!

Let’s take a look at the specific content of the news.

Judging from the content of this pulse of users, the core mission of Ali MMC is to digitally upgrade 6 million couples’ wives’ shops.

The logic of this chess game is as follows: grid management of small shops-forming scale-playing C2B2M mode-making small shops directly connected with source factories and farmers, so as to realize fixed production by sales and excellent production by sales.

This is obviously not the selling logic of community group buying or community e-commerce.

Judging from the content of the news, Ali’s internal summary of the MMC model is "near-field e-commerce".

The community group buying of other big factories is the fission dumping of socialized leaders, not the pushing of goods by people. MMC is a digital upgrade of the store, and it is a distributor.

The most widely circulated "no upper limit" seems to be true-there is no upper limit on the investment in digital upgrading of small stores.

The revelation looks very authentic. There are three pictures in it, not only the Ali LOGO on the picture is clearly visible, but also the logic of the big picture of the business inside, which is very similar to the PPT style of the big factory.

From the comparison of the above modes, it can be seen that the traditional retail distribution mode is mainly in channels, and the circulation link is very long, and this mode has always been the most important supply and marketing mode.

In recent years, the community group purchase, T+1 was presented at the scene, and its core link was the socialized head. However, PPT shows that this mode is still a mode of "people pushing goods".

The core of Ali’s MMC model is to upgrade 6 million digital stores, realize the distribution of goods, and get through C2B2M, the end that players in the industry want to reach.

Ali also has several advantages in doing this.

First, Retail Link has announced that it has transformed nearly 1.5 million digital stores. These shopkeepers have stable business premises and can provide certain services. At the same time, small shops can provide more personalized and diversified layered services based on stable neighborhood relations. Most importantly, the store has a closer relationship with Ali. Once the digital sensing equipment provided by Ali is connected, it can gather large-scale community needs, thus having the possibility of feeding back the production end.

Secondly, the richness of goods and the ability of digital warehouse allocation. Behind Ali’s entry is a plate of goods in the economy, various warehouses built and built by himself in recent years, and the logistics capability of the rookie network. It may be boldly asserted that in the future, whether it is community e-commerce or near-field e-commerce, the construction of competitive highlands and barriers must be in the supply chain.

Finally, the desire to win. The outside world is saying that Ali has not fought for many years, but MMC shows everyone Ali’s desire to fight and win. Think about it, why is Daishan in charge of MMC? In addition to the fact that she is in charge of Class B business group and Box Horse business group, several other identities are more worthy of refinement: one of the eighteen arhats of Alibaba, a partner of Alibaba Group, and the director of the big agricultural office of Alibaba Group.

So, what do you think of Ali’s MMC model?

Tencent Wealth Management recently released the Post-90s Financial Management and Consumption Report, which shows that more and more young people prefer to manage their finances through the Internet, and 84.5% of the post-90s people choose the Internet platform, which is far higher than the proportion of traditional financial management channels such as banks. Xu Junzuo (Xinhua News Agency)

Fujian Branch of Agricultural Bank of China has shifted its service focus to mobility and intelligence, providing customers with convenient and fast financial services. The picture shows the employees of Fujian Jinjiang Sub-branch of Agricultural Bank of China handling business for customers through the "super counter". Photo by Liang Zhiqiang (People’s Vision)

　　During the epidemic prevention period, many people stayed at home, and online financial management quietly caught fire.

　　Recently, the data released by Alipay showed that the sales of platform deposit wealth management products increased by over 100%, and the fund subscription trading day increased by 400%. The sales of various online monthly wealth management products showed a "second-empty" pattern, and the live broadcast of wealth management was also widely sought after. What are the new trends in online financial management? Is it a temporary phenomenon or the mainstream in the future?

　　Recently, online financial management is particularly hot.

　　"Today’s income is more than 70 yuan, not bad." Recently, Liu Duo Jr., a Beijing office worker, made a habit of opening Alipay wealth every morning to see the income. "I haven’t bought a fund before. At most, I just put my spare money in the balance treasure, and I earn six or seven yuan a day." Xiao Liu said, "Recently, many colleagues and classmates around me are buying funds and managing money. I am a little moved, so I follow suit ‘ Get on the bus ’ 。”

　　Xiao Liu said that in the past, when she had spare money, she kept regular savings. Although the interest rate was stable, the income was low. "I am usually very busy at work, and I don’t have much time and thought to ponder over financial management, but I am often at home during this time, and I began to study financial management." Xiao Liu smiled. "I didn’t expect it to be so convenient to buy wealth management now. You can buy it directly on Alipay."

　　The data shows that after the Spring Festival this year, the transaction activity of wealth management users on Alipay has increased significantly, and the number of visits to positions and market information has doubled compared with that before the holiday. "We found that many users can’t go out and spend money during the epidemic prevention period, and they will choose to transfer their funds to do some stable financial management." According to the person in charge of Ant Wealth Operation, some regular products with income above 4% have been launched recently, which are sold out quickly after being put on the shelves every day, and the sales volume has increased by more than 100%. "This also reflects that users are more stable in investment under the epidemic."

　　Ms. Zhang from Xuzhou, Jiangsu Province is a veteran of financial management. She told reporters that in the past, it was time-consuming and inefficient to buy financial management at the bank counter. "Wealth management products are becoming more and more common in recent years." Ms. Zhang said, "In the past, when we went to the bank, we just kept a regular deposit. There were not many people who bought wealth management products. In recent years, banks have moved financial management online, which not only improves visibility and transparency, but also improves convenience. "

　　It has been some time since banks moved their wealth management from offline counters to their own online, and a recent change is that a large number of wealth management products from different banks are concentrated in third-party platforms, which has triggered a new wave of buying wealth management and fund products. For example, since February 18th, 30 financial institutions, including ICBC and Agricultural Bank of China, have put nearly 100 explosive deposits and fund products of their own into Alipay "Wealth Management Week", so that users can "buy in buy buy" just by opening Alipay, thus meeting the diversified needs of investment and wealth management. Relevant data show that Alipay has launched more than 1,000 wealth management products through cooperation with more than 300 institutions, and launched wealth management products such as term, fund and gold for investors with different risk tolerance. The risk types are divided into five grades from low to high, and it has accumulated more than 600 million users.

　　According to the person in charge of wealth management business in JD.COM, during the epidemic prevention period, the subscription transaction volume of Jingdong Financial Platform Fund remained at a high level. "The proportion of equity funds in user asset allocation has increased significantly. Taking the new fund as an example, the new fund raising has a hot momentum, which greatly exceeds the previous performance. The amount raised by a single fund has increased by 20 times compared with the past. " According to the person in charge, Jingdong Financial Platform cooperated deeply with financial institutions during this period, and recommended market-recognized star fund managers and products for investors. At the same time, during this period, the user experience is continuously optimized, so that users can enjoy a stable and secure investment and financial management experience without leaving home or staying at home.

　　"Chasing financial live broadcast like a drama"

　　Open Alipay’s homepage and enter the "Financial Week" interface. There are not only stable long-term financial products to choose from, but also high-yield funds and large bank time deposits for consumers to choose from. The long-term insurance wealth management products with an annualized rate of about 4.7% have been sold short, which shows the enthusiasm of consumers.

　　It is understood that behind the recent "second light" of online wealth management products, there is another important factor, that is, there are new changes in the ways and means of recommending wealth management products online, and the live broadcast of wealth management has attracted more users.

　　Xiao Li, who has just worked for a year and a half, has formed financial habits. Xiao Li introduced that in the past, he knew nothing about wealth management products, and he was also confused about buying them. He bought whatever the homepage recommended. Since Alipay started the "Financial Week", there has been a live broadcast of financial teaching almost every day, and Xiao Li’s understanding of financial management is refreshing every day. "I am now chasing financial live broadcasts like a drama." Xiao Li said with a smile, "This has greatly improved my financial management ability and gained a more comprehensive understanding of the market."

　　According to the data from Alipay, since the Spring Festival, nearly one million people have watched the financial live broadcast in Alipay, an increase of 63.8% compared with that before the holiday, and users in Guangdong, Zhejiang and Jiangsu have the highest enthusiasm. "post-90 s" is the main force to watch the live broadcast of financial management, accounting for nearly 40%; Nearly 13% of the live audience are middle-aged and elderly, and their enthusiasm for learning financial management knowledge is also high.

　　Lack of professional knowledge and being cheated in investment and financial management are the most worrying issues for some elderly people. Aunt Chen, who is nearly 70 years old, said that the elderly should also keep up with the trend of the times. Watching live broadcasts to buy wealth management can help them make better use of their pensions and obtain steady income. "I watched Alipay’s financial live broadcast under the leadership of my niece." Aunt Chen said, "Listening to experts and teaching financial knowledge, buying your own financial management is also more bottomed out. Sometimes I will ask questions from experts during the interactive time, and experts will reply seriously. "

　　The person in charge of wealth management business in JD.COM said that in the next step, Jingdong Financial Platform will continue to optimize the user experience according to the user characteristics, and cooperate with financial institutions by combining the popular live broadcast and other means to continuously enrich the investment content and provide professional investment categories.

　　Ceng Gang, deputy director of the National Finance and Development Laboratory, said that the transfer of wealth management investment from offline to online is a necessary adjustment for institutions to adapt to the changes in users’ consumption habits.

　　"Alipay is like Wangfujing online, and other platforms such as WeChat and JD.COM are similar to Xidan and Guomao online." Ceng Gang believes that the presence of institutions in the platform is conducive to the formation of a good ecological relationship among institutions, users and platforms, and the three parties will develop together. The traffic platform empowers institutions and improves customer satisfaction; The organization broadens the sales channels through the platform, reduces the labor cost of offline consumption, and better follows the changes of users’ needs; The platform can form a more perfect ecosystem and a new economic growth point through the presence of multiple institutions, and the needs of users can be better met in this process. The new means of financial live broadcast has also brought the parties closer.

　　The trend of online financial services is obvious.

　　"Rather than saying that online financial management has become an inevitable trend, it is better to say that the modernization and online trend of financial services is very obvious and will become the mainstream in the future." In view of the small upsurge of online financial management initiated by Alipay, Ceng Gang believes that it is nothing new for banks and other institutions to settle in third-party platforms, and it is also in line with the development and changes of the whole industry. "In the past, people were not used to frequently visiting bank websites or apps to view the latest wealth management product information. Therefore, the entrance with more online traffic has become a potential sales channel for banking institutions. The third-party platform represented by Alipay has a traffic advantage. "

　　Ceng Gang pointed out that there is a complementary cooperative relationship between financial technology platforms and banks, and this relationship will become more and more obvious. Taking Alipay and Bank as examples, Alipay platform has expanded the bank’s sales ability on the Internet. At the same time, Alipay can also give full play to the platform traffic advantage in cooperation.

　　However, online financial management also has some shortcomings. Ceng Gang said that the biggest deficiency of online financial management lies in the standardization of management and the division of power and responsibility. He pointed out that in the past, offline sales were compliant in form, consumer protection was in place, and problems and disputes were better solved, while online financial management still needed to be strengthened in terms of consumer protection and future rights and responsibilities confirmation. "Because more and more products are sold online, but banks don’t meet consumers, how do banks know that the products they sell are suitable for customers? At the same time, banks are not sure whether customers understand the risk-return characteristics behind products. " Ceng Gang said.

　　At the end of last year, the People’s Bank of China Banking and Insurance Regulatory Commission and China issued the Notice on Regulating the Management of Cash Management Financial Products (Draft for Comment). The Notice pointed out that commercial banks and bank wealth management subsidiaries should strengthen the management of investors’ appropriateness when selling cash management products, fully disclose information and risks to investors, and must not publicize or promise to protect the capital, and must not exaggerate or unilaterally publicize the investment income or past performance of cash management products. Commercial banks and banking subsidiaries shall, according to the business nature and risk characteristics of cash management products, establish and improve the business management system of cash management products, formulate and implement corresponding risk management policies and procedures, ensure the continuous and effective identification, measurement, monitoring and control of various risks of related businesses, and ensure that the management scale of cash management products matches their own personnel reserve, investment and research and customer service capabilities, risk management and internal control level.

　　Ceng Gang believes that in the next step, institutions should better regulate the process of online wealth management sales, and make detailed responsibilities in protecting consumers’ rights and interests. "While institutions and platforms adapt to the changes in consumer financial behavior, the regulatory level also needs corresponding system supervision rules to create better conditions for the healthy development of the business."

　　For individual investors, Zhang Yu, director of Alipay Wealth Group, suggested adopting the strategy of "one stable, two divided and three deadlines". Specifically, "one stability" means that investment and financial management should be seen as believing and everything should be implemented in a written contract; "Dichotomy" means that investors should allocate funds according to different investment preferences, taking into account different rates of return; "Three-term" means that all investments should be divided into three categories according to the term, and sufficient current or liquidity funds should be reserved for emergencies.

　　CCTV News: Holiday consumption is a window to observe China’s economy. This New Year’s holiday, we found a new trend of consumption in the data, and we also felt the enthusiasm for consumption that continued to heat up.

　　According to the data, as of mid-December, the overall domestic travel orders in New Year’s Day holiday in 2024 increased by more than 3 times compared with last year, hotel orders increased by more than 5 times, air tickets increased by 205%, and holiday orders such as customized tours with groups increased by 240%.

　　Ice and snow economy is becoming the growth point of winter consumer market. The data shows that in November, the search volume related to "skiing" increased significantly year-on-year, and the number of ski ticket group purchase orders increased by 788% compared with the same period in 2019. The Yabuli Scenic Area in Heilongjiang has received 200,000 tourists since its opening in November, with a maximum reception of 8,000 people per day, a record high.

　　"North-South Cross" has become a new trend of consumption on New Year’s Day. The data depicts such a road map of people’s holiday travel: among the tourists who love to travel to the Northeast, the number of tourists from Guangzhou, Shenzhen and Shanghai ranks in the top three, while warm southern cities such as Sanya in Hainan, Kunming in Yunnan and Nanning in Guangxi have become popular destinations for northern tourists to "avoid the cold and cross the New Year". Tourists coming from afar drive the consumption growth of local hotels, scenic spots, restaurants and other formats, and inject fresh water into the local economic development.

From October 31, 2022 to November 2, 2022, the World Urban Day 2022 and the Second Global Conference on Urban Sustainable Development, jointly sponsored by the Ministry of Housing and Urban-Rural Development, Shanghai Municipal People’s Government and UN-Habitat, were held in Shanghai.

On the afternoon of the 1st, at the 2022 World City Day China Urban High-Quality Development Forum, Liu Jianfeng, executive vice president and chief financial officer of Xinao Energy, delivered a keynote speech focusing on the thinking of smart city construction, focusing on the services provided by Xinao Energy in family quality life, energy and carbon management of enterprises, and smart upgrade of cities after its strategic upgrade to "New Austrian Smart City".

Xinao Energy is one of the largest distributors of clean energy in China. Its main business is to provide customers with natural gas and other kinds of clean energy products, provide energy-carbon integration solutions and develop diversified products and services around customer needs. By the first half of 2022, Xinao Energy had operated 254 urban gas projects in 20 provinces, municipalities and autonomous regions across the country, serving more than 26.8 million household customers and 210,000 industrial and commercial users, covering a population of 128 million.

Liu Jianfeng said that Xinao Energy, guided by customer demand and based on the accumulation of more than 30 years’ business practice, has a deep insight into the actual needs and transformation trends of families, enterprises and cities in the process of social and economic development, and has clearly defined its new development orientation and new fulcrum, and its strategy has been upgraded to "New Aozhi City". As a smart city service provider focusing on family quality life and enterprise energy and carbon management, Xinao Energy is committed to becoming a "digital intelligence leads change, creates quality life, and achieves’ double carbon’ and innovation".

It is the earliest customer group served by Family Xinao Energy. Over the years, with the continuous improvement of material living standards, family customers’ energy consumption, safety, health, tourism, home and community have released new growth space. The E-home service platform of E-city, built by Xinzhicheng with digital intelligence technology, integrates various ecological partners of Xinao, and intelligently launches customized intelligent services and products for family customers to meet diverse needs. In Liu Jianfeng’s speech, the Smart Home Experience Center of the New Olympic Wisdom City will build a community service experience center that integrates intelligent security, health housekeeping, entertainment and recreation, peripheral services, green travel, low-carbon energy saving and whole-house intelligence.

As an enterprise that has been deeply involved in the clean energy industry for many years, Xinao Zhicheng has been guided by the concept of universal energy in recent years, providing energy and carbon integration solutions for different types of customers such as parks, factories, buildings, transportation, etc. At present, industrial upgrading has stimulated the new demands of many enterprises’ digital transformation and green transformation. New Aozhi City uses digital intelligent technologies such as Internet of Things, big data and artificial intelligence, and relies on the intelligent ecological platform of energy and carbon industry to carry out scientific management of energy and energy efficiency, promote the integration of energy planning and urban planning, help the construction of modern energy system, and realize the coordinated development of energy utilization and society, economy and environment.

In the speech, Liu Jianfeng introduced the specific cases of New Aozhi City in low-carbon parks, low-carbon factories, low-carbon buildings and other fields from the aspects of customer pain points, scheme design, effectiveness and value. As of the first half of the year, New Aozhi City has built 66 low-carbon parks and 899 low-carbon factories, saving 2.8 million tons of standard coal for customers and reducing carbon dioxide emissions by more than 52 million tons.

As one of the important service forces of public utilities, New Aozhi City is responsible for the investment, construction, operation and management of gas pipelines and other infrastructure. Liu Jianfeng said that infrastructure is the lifeline of a city and the foundation for supporting production and life. In the process of building a smart city, the infrastructure of a city needs to be upgraded through the integration of knowledge and wisdom. Xinzhi City has started and will accelerate the digital upgrading of urban infrastructure such as gas pipe network and heat pipe network, and help smart city construction. (Image source Xinao Group)